People who suffer from financial problems are in a great number, and they represent a large segment in our societies. This segment is exploited in the global economy; they work for long hours and receive meager income. They also pay high taxes and bills. Finally, they reach miserable retirement with debts and payable credit cards. The truth may be harsh, but it is the reality.This book presents one of the solutions available to many people of all kinds to overcome their financial problems and achieve their financial goals. By applying a financial plan, some convictions about money will be changed for better, some skills will be developed, the behavior will be modified, and some early practical steps will be taken to control and develop an individual's financial situation.Book chapters:Preparing for the financial planPhases of the financial planChapter one: the first phase, reality awarenessChapter two: second phase, saving moneyChapter three: investmentChapter four: the third phase, investment diversificationFinancial freedom.Throughout the phases of the financial plan, the writer has been keen on defining the phase, clarifying the main goal, mentioning the most important laws and standards governing each phase, providing practical steps to help implement the phase, and providing some examples and evidence. The target benefit from the application of the financial plan is that the individual possesses organized and practiced thought enabling him/her to control his/her budget and savings, and to develop investment to reach financial freedom. Finally, I hope that after you complete reading this book, you will not be that same person who you were before reading it and that you successfully shift from a world of scarcity to a world of abundance full of opportunities.