The Top 10 Things Americans Waste Their Money On: Stop Being a Financial FoolAre you guilty of the most common financial sins that keep Americans perpetually in debt?According to statistics, only 15% of people consider themselves to be financially non-wasteful, and the average person spends $18,000 per year on non-essential items.These include takeout food, fashion trends, cigarettes, alcoholic beverages, gym memberships that are rarely used, and streaming services, to name a few.The money wasted on these things is enough to purchase a 2013 Chevrolet Spark, in addition to Ikea furniture for your entire house!Isn’t it about time you get on top of your finances? Wouldn’t you like to become debt-free, start an emergency fund, or invest some cash in a high-yielding fund?You don’t have to wait until you reach your 40s to become financially-stable and secure.The change doesn’t start with your paycheck--it begins in your head.Once you start thinking long-term and pursue your future goals, you’ll never go back to wasting money on meaningless entertainment and cheap thrills.As easy as it is to understand, making that mind switch is far from simple.In the beginning, you’ll feel like you’re making a huge compromise with the life quality you’re currently enjoying. However, the truth of the matter is that you’re doing the smart thing in order to enjoy an amazing life in the years to come.When you start saving, you can also start thinking about launching your own business, traveling the world, and quitting your boring 9 to 5 job.The secret to becoming financially responsible and intelligent is having SMART goals that you can remain committed to and pursue in the long run.In Financial Intelligence, you will discover:The #1 way to set SMART goals that will brighten your financial future, even if it may not seem possible right nowThe reason why most Americans fail when they start budgeting, and how you can avoid their mistakesA simple way to calculate just how deep in debt you are, as well as what it would take to get out quicklyThe 5 deadly sins of debt repayment that are keeping you stuckHow to stop spending money on sh*t you don’t need and can’t affordGenius buying swaps that will save you thousands each yearHow to handle tax season like a boss and bring down your income taxStraightforward strategies to make the most of insurance and other financial tools at your disposalA foolproof guide for setting up an emergency fundWhy saving just $5 per month can turn your whole life around10 investment tools worth pursuing, even if you have had no experience with them in the pastAnd much more!Being financially intelligent doesn’t mean acquiring a master’s degree in the field from a reputable college.You can be money-smart, even if you don’t know what asset allocation and capital gains are.A bit of discipline and thinking about the future can help you go a long way, whether you’re in your 20s and just getting established, or you’re in your 40s and married with kids.Choose financial freedom, a debt-free life, and confidence in knowing you have reliable savings. If you want to discover how you can reclaim your financial independence, then scroll up and click the “Add to Cart” button.